Home Financing
Buying Local
As a Vermont business for more than 65 years, O’Brien Brothers passionately believes in supporting the local businesses, craftspeople, and vendors that allow our Vermont communities to thrive. We also believe it results in better customer service, a higher quality product and experience, and better “boots on the ground” knowledge. That’s why we place an emphasis on promoting our fellow local businesses whenever possible. And while we are pleased to work with any lenders our homeowners choose to borrow from, below are some local mortgage lenders and brokers that are Vermont-based, time-tested, and have done well for our homeowners in the past.
EastRise Credit Union
Member-owned New England Federal Credit Union serves Vermont and New Hampshire offering competitive rates, fewer fees, and unparalleled convenience with multiple branches across the state.
Northfield Savings Bank
As a Vermont-headquartered community bank, their Mortgage Banking Officers partner with you at every step of the way to meet your individual needs with a diverse line of mortgage products.
Spruce Mortgage
A Vermont-owned mortgage broker providing home loans and refinancing with friendly, personalized service.
Vermont Mortgage Co.
A friendly and experienced lender offering loans with thorough, responsive service from a team of local mortgage experts.
Lock In Your Rate.
Build With Confidence.
We’ve partnered with Northfield Savings Bank to offer an exclusive 8-month rate lock program. From contract signing to closing, your mortgage rate is fixed throughout the entire build process to eliminate rate fluctuations and help you build with confidence.
- No Surprises:
Your rate is protected during the entire construction process—no matter how the market moves. - Built-In Flexibility:
If rates drop, you’ll get a one-time float-down option to capture that rate reduction. - Peace of Mind:
Focus on personalizing your new home, knowing your rate—and your budget—are secure.
We’ve tailored this 8-month rate lock incentive to complement our fixed-price contract, giving you certainty from contract to closing date. Secure your reservation today with Northfield Savings Bank.
Contact us to get started
Easy, efficient, enjoyable home build process
We make building a new construction home easy, with most homes completed from shovel-in-the-ground to occupancy within six months. Learn more about building a new home with O’Brien Brothers Homebuilding.
